Luong 20 trieu lam sao mua nha lau xe hoi

Thứ tư, 29 Tháng tám 2012, 00:00 GMT+7

"Voi muc luong 20 trieu dong mot thang song duoc o thanh pho da la kho, viec mua nha lau xe hoi la dieu khong kha thi".
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Bai viet Tin khac cua tac gia Duong Truc Mai da nhan duoc dong dao y kien phan hoi cua doc gia, nhieu nguoi cho rang chuyen mot nguoi lam cong nhan, chi moi 25 tuoi ma vuon len tro thanh nguoi thanh dat trong xa hoi, co su nghiep va tai san dang mo uoc la dieu khong tuong.

Ban doc Hong Quyen danh gia cao no luc cua tac gia, nhung van thac mac, lam the nao tiet kiem duoc so tien lon nhu vay voi dong luong 20 trieu dong mot thang. “Nam nay ban 25 tuoi, ghi nhan ban la nguoi lap nghiep som o tuoi 20, cho rang tai thoi diem do luong ban da la 20 trieu, ban khong an, uong, mac va nuoi con cai thi cho den gio ban cung chi tiet kiem duoc mot ty dong. Lieu so tien nay co du cho ban hay mot ai do mua duoc nha ba tang, va mua duoc xe bon banh?”.

Thac si Pham Thanh Truyen cho rang voi muc luong nhu tac gia de cap thi khong the co duoc co ngoi nhu vay: "Yeu to nho vao ong xa ban (hoac nguoi than) chac chan la co, nhung rat tiec ban khong de cap den.Toi luon nguong mo cac ban tre lam giau, nhung thoi buoi nay toi nhin thay nhieu nguoi hoi phi thuc te tu suy nghi den hanh dong. Mong cac ban dung xay nha tren cat!”.

Doc gia Duong Thanh Dat thi so sanh: “ Toi va vo thu nhap tren 40 trieu mot thang, da di lam 8 nam nay ma chua mua noi oto chu chua noi den mua nha 3 tang. 2 con, mot thang chi cho chung toi thieu 2-3 trieu dong mot dua. An uong va cac chi tieu khac cua gia dinh het 5 trieu nua. Oto het khoang 7 trieu. Cong lai la khoang 18 trieu. Chang biet mua nha kieu gi voi so tien con lai trong khi co hang ty cong viec khac: tham nguoi om, sinh nhat ban be nguoi than, cuoi hoi, ma chay, tang qua sep...”

Ban doc Dinh Hoang lai cho rang co the mua duoc nha 3 lau 4 banh nhung la mua nha o que vi chi can 600 trieu mua mot manh dat, 400 trieu lam nha va co the vay ngan hang de mua oto vi chi can 200 trieu la co the vay de mua chiec xe tren 600 trieu dong roi.

Doc gia nickname Vodka thi nhan dinh: “Phai cong nhan ban la mot nguoi cham chi, tuy nhien ban than toi cung lam viec gan nhu ban nhung van khong the mua noi nha va xe. Nam nay toi 27 tuoi va thu nhap 30 trieu dong/thang nhung van chua sam duoc gi nhieu”.

Nhung ben canh do, cung khong it doc gia bay to ung ho va tin tuong vao tac gia bai viet.

Doc gia ten Nguyen cho rang: “Voi muc luong do neu biet dem dau tu chung khoan, vang, dat thi loi nhuan co the theo cap so nhan, nen mua duoc nhung tai san tren la dung. Chinh cai suy nghi toi kiem duoc 50 trieu dong mot thang ma sao van chua mua duoc nha nen nhieu nguoi suot doi phai di lam cong an luong. Toi nghi chung ta nen hoc hoi”.

Ban doc Nguyen Duy Trung cho rang tinh than cua bai viet la muon khuyen khich moi nguoi vuon len bang y chi, nghi luc : "Doc nhieu y kien chia se toi thay nhieu ban co quan diem rat tieu cuc. Du ban co lam luong 50-100 trieu dong nhung ban khong dung so du de dau tu ma gui ngan hang hay bo ket, hoac te hon la khong tiet kiem ma song xa xi, thi ban khong kha len noi trong thoi gian nhanh duoc"

Thuc te trong xa hoi co rat nhieu kenh dau tu, nguoi thanh cong thi vo nguc xung ten, ke that bai thi do loi tai so (xui xeo). Tuy nhien khong dau tu mao hiem khong the lam giau. Cac ban co dam dan than de thay doi, hay chi thoa man voi muc thu nhap minh dang co va voi vi tri hien tai. De roi thay nguoi ta kha hon minh lai binh pham binh luan mot cach thieu hieu biet (mac du luon tu hao la nguoi co dia vi, nhieu bang cap).

Ban doc Duy Trung nhan manh: "Theo toi trong xa hoi ai cung co the giau, khong nhat thiet phai co bang cap. Dieu can nhat la phai nhay ben voi thi truong. Va dieu quan trong nua phai la nguoi ham hoc hoi, biet ngoai giao, co dao duc tot moi co the di duong dai duoc. Cac ban co tin dung 15 trieu dat coc mua mot mieng dat 550 trieu hen mot tuan sau thanh toan, nhung ngay mai gap khach ban duoc 700 trieu dong. Do la nhung nguoi nhay ben do cac ban".

Ban doc ten Cong thi kham phuc: “Khong phai ai cung duoc nhu ban. Cac ban sinh vien moi ra truong thuong hay mo mong vien canh xa hoa. Chua lam da muon luong cao. Truoc day toi cung nhu the, roi khi di lam toi moi hieu cuoc song khong toan mau hong".

"Moi di lam hay nghi rang minh bat dau hoc thuc su. Dung bao gio nghi minh hoc truong "xin" thi phai the nay, the no. Hay lam bang niem dam me, bang khat vong. Roi ban se co co hoi lam giau tu chinh nhung moi truong ban dang lam. Khi da co kinh nghiem thuc te cong voi co hoi den thi ban se thanh cong”.

Doc gia Tran Viet Dung cho rang bai viet hay va dang de cho nhieu nguoi doc va suy ngam: “Con nguoi nghi luc nhu ban la tam guong sang cho toi hoc tap va noi theo. Toi cung co hoai bao lam giau va co nhieu dieu kien thuan loi nhung den gio van chua giau co. De tro thanh nguoi giau co dang la cau hoi lon cua cuoc doi toi. Nho bai viet nay toi ngo ra rang, minh can phai co gang hon nua trong cong viec hien tai va tiep tuc hoc them nhieu kien thuc hon nua”.

Thach Lam

Chia se nhung cau chuyen ve kinh doanh, khoi nghiep cua ban


58 58 nguoi

Y kien ban doc ( 85 ) 1 2 3 4 5

Thu nhap cua nguoi Viet

O day toan nhung nguoi thu nhap cao ngat nguong vao ban luan nao la 20 30 40tr nghe thay ma xot cho nhung ng co thu nhap thap ho chang co thoi gian de vao ban luan khoe khoang thu nhap cua minh nhu may vi o day.

hoang vinh | 29/08/2012 Thich | 282

Thoi gian nao danh cho 2 con?

Thoi gian nao danh cho 2 con?

25 tuoi da co 2 con, co nghia la trong vong khoang 5 nam ban phai 2 lan mang thai, sinh con va hien dang nuoi con nho. Neu danh den 20 tieng/ngay de lam viec chi de nha lau xe hoi thi theo toi day khong phai la cach "dau tu" hop ly.

Chung ta lam giau nhung "gio nao viec nay", nghia la giai doan nay theo toi, ban nen uu tien danh thoi gian, tien bac, suc khoe de cham soc con cai, dieu nay cung co nghia la dau tu cho tuong lai cua minh.

Nguyen Thi Thanh Hoa | 29/08/2012 Thich | 153

Chuyen cua toi

Toi nam nay 32 tuoi, la giam doc cua 1 cong ty my pham, thu nhap cung thuoc hang kha o HN. Tuy nhien it ai biet duoc su nghiep cua toi bat dau tu con so 0.

Sinh ra tai vung que ngheo, me mat khi toi chua hoc xong PTTH. Khi hoc xong PTTH toi nho cay mai moi xin duoc viec lam phuc vu ban o mot nha hang tai HN(nam 2001 xin duoc 1 viec lam that la kho khan). Buoi sang khi cac ban lam cung toi duoc ngu den 9h sang thi toi da day di hoc tieng Anh tu 6h.

Khi toi di hoc ve thi cung den gio lam viec. Toi lam viec o nha hang do duoc khoang 3 nam, luc nay toi da danh dum duoc chut it tien + cau em trai cho them 1 it (cau em trai toi lam phu bep cho nha hang).

Toi dung so tien do di hoc lai xe o C500. Sau khi da co bang lai xe, toi nho 1 anh ban xin vao lam lai xe cho 1 cong ty my pham. Toi lam viec khong biet met moi va khong tu choi bat cu viec gi o cong ty ke ca viec do khong phai viec cua toi. Hang thang toi co nhiem vu cho nhan vien kinh doanh xuong cac tinh de mo rong dai ly. Do co chut nang khieu thuet phuc nguoi khac + ham hoc hoi, toi da lam luon phan viec cua nhan vien kinh doanh.

Tinh co mot hom giam doc cong ty di cong tac cung, sau khi ket thuc chuyen cong tac, anh giam doc noi toi co nang khieu kinh doanh va quyet dinh chuyen toi len phong kinh doanh.

Toi lam viec cham chi o vi tri kinh doanh duoc khoang 6 nam. Muc luong cua toi luc do khoang ngoai 20 trieu, co nhung thang ngoai 40 trieu.

Neu nhu toi bang long chap nhan voi nhung gi minh dang co, thi muc luong do la qua on doi nguoi khong co bang cap gi nhu toi.

Tuy nhien uoc mo cua toi qua lon, toi uoc mo se thanh ong chu, toi mo uoc minh co mot cong ty rieng do minh dieu hanh, toi uoc mo minh duoc hoc dai hoc.

Giac mo do da co tu khi toi con lam nhan vien phuc vu o nha hang. Cuoi nam 2009 toi quyet dinh thi vao khoa tai chuc DHKTQD, mot phan uoc mo cua toi da duoc thuc hien.

Cung vi viec hoc cua toi ma doi phan cong viec cua toi bi anh huong. Toi sap xep lich di cong tac it hon => co chut mau thuan trong cong viec. Cuoi 2010 toi quyet dinh mo cong ty rieng nhap khau va phan phoi 1 nhan hieu my pham BEBECO cua Han Quoc chuyen ve cac san pham cham soc da va make-up (cong ty cu toi lam viec la my pham cham soc toc).

Hien nay thi phan my pham cua cong ty chung toi tuong doi lon tren thi truong va ban than toi dang hoc nam cuoi DHKTQD khoa QTKDTH. Toi duoc coi la thanh dat trong mat cua ban be. Toi viet nhung dong ngan ngui nay de gui gam toi cac ban tre, cac ban co tri thuc, cac ban co suc khoe, cac ban co uoc mo.

Hay bien uoc mo do thanh su thuc bang chinh hanh dong cua cac ban. Giau co chinh la do doi ban tay ta lam ra.

Phan Van Viet | 29/08/2012 Thich | 132

Khong phai 3 tam, 4 banh nao cung giong nhau

Ban can xem ro, 3 tam tren manh dat bao nhieu m2 va o dau nua. 4 banh la xe moi hay cu nua, 1 cai xe cu gio co 40tr thoi cung co.

Con ban 40tr/thang ma khong mua noi xe hoi thi ban an tieu qua co van de. Ban liet ke toi thay ban chi tien xe hoi moi thang la 7tr, trong khi ban chua co xe. Do la ban thue xe chang? Vay thi ban an xai qua hoang phi thi lay tien dau ma mua xe voi thue nha. Toi co xe rieng ma thang nao nhieu lam ton 2tr tien xang thoi. (toi mua xe 9 thang di 12.000km, khong it nhe). Nguoi ta di len tu ngheo kho, nen du kiem duoc it hon nhung ho de duoc nhieu hon ban day.

Dan den | 29/08/2012 Thich | 114

VOI THU NHAP 40 TRIEU/THANG, MUA DUOC OTO SAU 1 NAM

Toi khong hieu cac ban song nhu the nao, tieu xai ra sao chu voi thu nhap o VN minh o muc 30 den 50 trieu dong la qua cao roi. Voi thu nhap khoang 40trieu dong/thang, sau 1 nam toi co the mua oto.

Hien tai gia dinh toi co 5 nguoi, 2 vo chong, 2 dua con ( dua 5 tuoi, dua 2 tuoi), 1 nguoi giup viec. Mot thang gia dinh toi chi tieu het khoang 10 trieu bao gom tra luong cho nguoi giup viec 2 trieu. Vay neu thu nhap 40 trieu/thang thi toi co the tiet kiem duoc 30 trieu/thang, Voi so tien tiet kiem duoc nay toi co the lam duoc rat nhieu viec.
Toi thay thu nhap cac ban tu 40trieu/thang tro len ma khong lam gi duoc la qua do va an xai qua hoang phi.

Nguyen May Hong | 29/08/2012 Thich | 103

Toi khong mua nha, xe hoi bang luong.

Thay moi nguoi thi nhau chi trich bai nay, toi thay quy vi nen suy nghi lai truoc khi neu quan diem cua minh. Ca nhan toi cung co muc luong hang thang chua den 20 trieu, tuy nhien toi van co vo dep, con ngoan, nha cua khang trang, xe hoi tien ty. Toi chua bao gio nghi voi muc luong duoi 20tr hang thang co the giup toi mua nhung thu do, tuy nhien no la ly do de toi song on dinh va nam bat cac co hoi kiem tien khac.

Co nhung thang toi kiem them duoc den 300 tr nho viec lam them, cung co thang khong co du an nao toi quay ve o muc duoi 20tr. Co hoi kiem tien luon dau do quanh ta, neu cu nham vao dong luong co dinh thi se khong bao gio kha duoc. Toi tin hau het cac ban ranh roi doc tin tuc, luot web suot ngay se khong nhan ra.

Duong Ngoc Dung | 29/08/2012 Thich | 101

Mua xe voi 20t/thang

Cac ban suy tu nhieu qua, voi muc luong do ai noi khong mua noi o to? Xe Nissn hay Toyota san xuat truoc nam 1990 ban day, gia chua toi 70 trieu/xe. Chac tai cac ban cu doi mua BMW hay Mer nen moi lo lang thoi!

Tien Tung | 29/08/2012 Thich | 99

hoan toan co the

Tai sao cac ban lai nghi ngo cau chuyen ma toi doc kha nang co that la 90%. Hoan canh cua toi hoi khac.

Toi co 1 chong, 1 con. Vo chong chung toi lay nhau duoc 5 nam. 3 nam ve truoc thu nhap tong cong cua vo chong toi la 8 trieu ma phai lo con cai, toi hoc dai hoc tai chuc.

Tru dau tru duoi sinh hoat trong thang chi tieu de sen va cong voi chut it tien thuong cua chong khoang 8-10 trieu cuoi nam. Hai nam tro lai day toi hoc xong va tong thu nhap cua toi va chong khoang 12 trieu (toi 5 trieu va chong 7 trieu) chi tieu sinh hoat tiet kiem va cung nhu cong viec nhu bao gia dinh khac ma chay, cuoi xin, hoc hanh con cai.

Toi mua duoc nha cap 4 cu voi gia gan 200 trieu tra gop va mua xe 4 banh cu voi gia gan 350 trieu (toi mua xe thang 6/2012), sam cac vat dung trong nha tuong doi day du.

Day la tinh ra thu nhap cua vo chong toi chi bang 1/5 so voi ban ay. Vay tai sao toi van co nha va xe trong khi ban bao thu nhap 40-50 trieu khong du mua nha va xe. Khang dinh chuyen cua toi co that 100% va chung toi khong duoc ai hau thuan va vay muon khi mua nhung den nay toi chi con no tien xe 50 trieu ma thoi.

phuong | 29/08/2012 Thich | 83

luong

co nguoi luong 20tr/1 thang ma van keu ca khong du de de danh, vay sao ko tu hoi luong cong nhan bay gio 01 thang la bao nhieu? 01 thang cua ho chi tam khoang 3-4tr vay lam ssao ho co the an uong chi tieu cac thu va de danh tien. nguoi nao cung vay co it thi keu it, co nhieu thi keu khong du xai. vat gia thi ngay cang tang luong bong thi chang thay tang chut nao. chan that.

van nam | 29/08/2012 Thich | 68

Luong 20 trieu co nha lau xe hoi la binh thuong

Luong 20 trieu mua nha lau xe hoi la binh thuong. Cac Bac khong doc ky, o day vo luong 20 trieu, chong chua biet bao nhieu, ma hinh nhu da co cong ty lam an kinh doanh nua.

Mat khac nha lau thi co the o ngoai thanh, xa thi mua xe cu mot vai tram trieu khac voi xe tien ty. Vi vay bai viet cung hop ly thoi.

Dong Viet Kien | 29/08/2012 Thich | 46

Hay

That su thay cac ban tre neu con so luong thang 20, 50 tr/thang ma mung lam. Toi lam trong nganh y te cung kha lau ma luong khong duoc nhu cac ban. Co le benh vien tang gia cung khong sao.

Quan | 29/08/2012 Thich | 38

Thanh dat tuoi 25 ???.

25 tuoi, luong 20 trieu/thang, co chong va 2 con, nha 3 tam, xe 4 banh. Voi do tuoi nay ban qua thanh cong ca trong hanh phuc gia dinh lan kinh te. Truoc tien xin bay to su nguong mo va kham phuc ban.

Nhung ban cho hoi, ban moi 25 tuoi ban co 2 con thi thoi gian dau de ban lam an.(neu ban sinh doi). Neu ban khong may man trung so hoac trung dat thi nhung gi ban ke toi khong phuc lam. Dong quan diem voi Thsi Pham Thanh Truyen. Mong cac ban dung xay nha tren cat!”.

tongvo | 29/08/2012 Thich | 34

40tr ma khong mua duoc xe hop.

SOC VOI Muc luong do khi khong mua noi nha va xe hoi vay con nhung nguoi thu nhap 5, 6 trieu thi lam sao mua noi?

Tri Luc si | 29/08/2012 Thich | 31

khich le la trong tam

toi nhan thay bai viet do muc dich la khich le lop tre hang say lao dong. cac ban phan hoi dung cung rat nhieu mot so ban cho rang la hop ly.

Tuy nhien theo toi: voi muc luong 20tr co the vay muon va sam nhung thu do (nhung phai o tinh le) nhung noi co muc song thap, kho noi la o nhung vung que thi lam gi co chuyen luong 20tr/thang. Neu o TP thi nha phen vach la 3 tang, con 2 dua bi suy dinh duong...

huhu | 29/08/2012 Thich | 29

Chac la chua noi that

Neu chi voi 20tr/thang ma mua duoc nha lau xe hoi la dieu khong tuong nhu cac ban da phan tich tren. Do do noi luong 20tr/thang la khong dung. Neu muon chia se thi nen noi that.

Ngoai tien luong co dinh 20tr/thang ban phai lam them gi nua, thu nhap nhu the nao nua va khoan thu nhap them nay moi la chinh con 20tr kia chi la phu thoi. De co nha lau xe hoi thi dung tinh vao luong khoang 20tr/thang ma phai co thu nhap khac.

funnyboy | 29/08/2012 Thich | 29

Noi thi de ma lam moi kho

Toi da doc may bai viet gan day. Noi chung la co nhieu quan diem khac nhau. Da so moi nguoi deu cho la voi so tien luong 20 trieu/thang mang di dau tu nhung cha nhe ai dau tu deu thang loi va thanh cong, dau tu ko co rui ro. Trong khi lam phat ngay cang tang lo cuoc song hang ngay dau ca dau ay chu. Cu nhu ly thuyet thi xa hoi nay cha co ai ngheo doi luon.

ngoc | 29/08/2012 Thich | 22

Nen nhin vao y nghia cau chuyen

Toi thay moi nguoi nen nhin vao mat tich cuc cua cau chuyen la khat khao hoc hoi va nghi luc vuon len cua ban ay.....khoi diem cong nhan ma van ham hoc la dieu dang tran trong.

Con cac ban cu hoi tai sao lam duoc chi voi luong 20tr/thang. Van de la co the ban ay dau tu, hoac duoc nguoi giup do chi cho mua ban nay no, hoac gap may man trong vai thoi diem nao do....

Tuy nhien ban ay khong ke ra nhung cai do vi co ke ra cung chang co y nghia gi vi dau ai bat chuoc may man nguoi khac duoc. Nhung su that la phai kien tri co gang thi moi co the co may man..cai do co the hoc hoi bat chuoc duoc...Lam sao luong khong cao ma co duoc tai san lon, cau hoi nay moi nguoi phai tu tra loi cho minh thoi! Nhung chac chan la so tien kiem duoc phai hon so tien tieu di thi moi co tich luy, co tich luy thi moi co dau tu, co dau tu thi moi co co hoi giau len....!

QT | 29/08/2012 Thich | 19

cach de toi mua nha bang tay trang

neu voi thu nhap 2o trieu/ thang, hay 40 trieu/thang, thi cu nhan chi phi, nhan tich luy so voi gia tien mua nha, mua xe thi ai cung biet ro la khong du roi.

Vay so tien de mua nha, mua xe o dau ra: bo me cho, nguoi than giup do cung chi mot phan, hay la o vi tri luong cao do tuc la ban co nhieu khoan thu nhap ngoai do vi tri, anh huong trong xa hoi.

Nhu toi thu nhap co 17 trieu/thang+ vo la 3 trieu/thang, de mua nha (loai xoang) toi phai lan lon, nao la moi gioi nha dat, viet du an thue........ma toat mo hoi 2 nam troi moi mua duoc 1 chuong chim.

Buon co phieu u, buon nha dat u, vay tuc la ban co von moi lam duoc, con toi hai ban tay trang, ma da lam them viec ngoai kiem thu nhap, nen cai gia phai tra la khong phan dau duoc o co quan, nhung biet the nao trong khi tien khong co, phai lo cho gia dinh truoc, theo duoi con duong tien than thi lai phai tra gia la vo con di o thue, chi tieu han che....,nhin chung day cung la bat cap cua xa hoi, neu dong luong dam bao tich luy du mua nha, mua xe (nhu cau thiet yeu cua cuoc song) thi se khong co canh phai di lam them, nhu vay su cong hien cho co quan se tot hon, ong chu se tang duoc nang suat lao dong, tang loi nhuan hon....

cong binh | 29/08/2012 Thich | 15

Dung nhu vay nhung phai co may man dot bien !

Toi tin cau chuyen nay co the xay ra nhung phai co may man lon dot bien thi moi thanh su that. Ban than toi la mot vi du, toi da gan 40 tuoi va mot co hoi tinh co den voi toi, the la chi trong vong 1,5 nam toi da co 2,5 ty trong tay trong khi truoc do toi hau nhu khong co gi.

Nhu vay theo cau chuyen tren thi rat kho xay ra neu nhu khong co may man dot bien, ban viet cau chuyen tren toi nghi ban noi chua dung su that!

Nguyen Son | 29/08/2012 Thich | 13

Co the

KHong gi la khong the? tren the gioi nay day ray nhung nguoi tre co the lam duoc nhung dieu tuong tu :)

1 ngoi nha 3 tang o vung nao do khong qua dat, gia khong kieu bong bong nhu o HN thi sao? Xe hoi thi co dam bay loai, 120tr la co chiec xe du de cho 1 gia dinh 4 nguoi tranh nang, tranh ret roi. Chua ke den vao nhung nam truoc, khi ma thi truong nha dat 1 von 10 loi, co ti tien gui gam nha buon cung cha may ma mua nha lau xe hoi... :))

PHAM Anh Duong | 29/08/2012 Thich | 13

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