Bao hiem that nghiep cho nguoi lao dong nhu the nao

Thứ năm, 26 Tháng bảy 2007, 02:02 GMT+7

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+ Chung toi nghe noi da co luat moi ve bao hiem that nghiep (BHTN) cho nguoi lao dong (NLD). Xin cho biet qui dinh cu the ve van de nay.                                         

Tap the NLD Cong ty A. (Q.1, TP.HCM)

Theo Luat bao hiem xa hoi (BHXH) co hieu luc tu 1-1-2007, NLD dang lam viec theo cac hop dong lao dong khong thoi han hoac co thoi han tu 12-36 thang, voi nguoi su dung lao dong (NSDLD) ma co su dung tu 10 NLD tro len thi phai tham gia BHTN bat buoc. Muc dong nhu sau:

- NLD dong bang 1% tien luong, tien cong thang dong BHTN;

- NSDLD dong bang 1% qui tien luong, tien cong thang dong BHTN cua NLD.

BHTN gom cac che do: tro cap that nghiep, ho tro hoc nghe va tim viec lam. Quyen loi BHTN duoc ap dung cho nguoi dang dong BHTN ma bi mat viec lam hoac bi cham dut hop dong lao dong nhung chua tim duoc viec lam moi; voi dieu kien la (a) nguoi do da dong BHTN du 12 thang tro len trong 24 thang truoc khi that nghiep, (b) da dang ky that nghiep voi to chuc BHXH va (c) chua tim duoc viec lam sau 15 ngay ke tu ngay dang ky. Muc tro cap BHTN hang thang bang 60% muc binh quan luong thang dong BHTN cua sau thang lien ke truoc khi that nghiep. Thoi gian huong tro cap tu 3-12 thang tuy thuoc vao thoi gian dong BHTN. Nguoi dang huong tro cap that nghiep cung duoc huong bao hiem y te, do to chuc BHXH dong cho ho.

Viec tro cap that nghiep cham dut khi: (a) het thoi han duoc huong tro cap that nghiep; (b) nguoi do co viec lam; (c) thuc hien nghia vu quan su; (d) huong luong huu; (e) sau hai lan tu choi nhan viec lam do to chuc BHXH gioi thieu…

Tuy nhien, cac qui dinh ve BHTN neu tren se ap dung tu 1-1-2009.  

Luat su BUI QUANG NGHIEM (Doan luat su TP.HCM)

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